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This includes cigarettes, e-cigarettes/vape, pipes, snuff, chewing tobacco, or nicotine delivery device such as gum or the patch, or more than 24 cigars
This means you are currently employed and performing your normal work duties without limitation.
In order to be eligible for these plans you must be actively working. In the event you are no longer working, you are no longer eligible for these plans and claims may be denied. Please notify Optima immediately in the event you are no longer employed.